Thursday, July 22, 2010

HDFC Wealth Builder

There are many life insurance companies in market and many life insurance policies by this companies but I love those plans which gives me saving and investment both so in the mean while i came across HDFC WEalth builder .I liked this one a lot so i thought to share with you about this policy

HDFC Wealth Builder is an exclusive plan crafted for elite achievers like you. An investment cum insurance plan that will actively help in building your wealth and give you twin advantageof exclusive funds (actively managed for you) along with choice of limited premium payment term. This plan provides the financial protection to your loved ones and builds up your wealth effortlessly. This plan also gives Bumper Addition to the fund value at Maturity.

Features
Please roll over your mouse over circles for explanation.
Advantages
•This plan gives you Bumper Addition to the fund value at Maturity. Your fund value will be augmented by addition of Bumper Addition, which is a percentage of your average annualised premium.
•This plan offers an excellent investment opportunity through choice of exclusive funds
•In the long term, the key to building great maturity values is a low Fund Management Charge (FMC). We have a low FMC of only 1.35% per annum (of the fund’s value)
•You can choose to pay your premium as either Half Yearly or Annually. You also have a range of convenient auto premium payment options

•You can change your investment fund choices in two ways:

oSwitching: You can move your accumulated funds from one fund to another anytime
oPremium Redirection: You can pay your future premiums into a different selection of funds, as per your need

•Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961

I hope even u liked this

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